This site exercises best efforts at all times to
preserve and otherwise respect each visitors privacy. The
exact security measures for implementing this policy are stated
below. Notwithstanding the foregoing, you, the visitor, hereby
acknowledge by continuing to visit this site that there is a risk
your privacy may be compromised by computer and/or human error.
You acknowledge, further, that if your privacy is so compromised
you will not, in any event, be entitled to any damages or other
relief from the owner/operator of this site.
The owner/operator of this site is not and cannot
be found liable to any visitor for any reason, even if the visitor
sustains actual damages. By continuing to use this site, you,
the user, agree that said complete release is enforceable in all
Information We Collect and How It's Used
To process your quote request, we require your name,
phone number, email address, mortgage balance (if any) and estimated
financial information such as debts, salary, credit, etc . This
information is used by the lenders in our network to provide accurate
loan quotes and to contact you with rates and terms. We DO NOT
REQUIRE your social security number.
Second Mortgage Quotes website was designed by an
independent firm designed to gather consumer requests for loan
information or pre-approvals and transfer them in a timely manner
to licensed mortgage professionals who purchase this information
for their business. These mortgage professionals contact the consumer
directly regarding their specific needs. We guarantee that all
information submitted through this web site is strictly confidential.
Further, we guarantee that all information submitted
through Second Mortgage Quotes is transferred to no more than
four licensed professionals who are either: a specialist for the
selected loan type, or local to the consumer. Not all lenders
will offer a program that is right for you.
We will not resell any information provided through
this web site to other commercial or marketing organizations for
any reasons whatsoever. We will honor all requests immediately
to remove any consumer from any marketing campaign that we operate,
if any. Further, if there are any questions as to any part of
our privacy/disclosure policy, please e-mail us directly at firstname.lastname@example.org
for more information.
We use your IP address to help diagnose problems
with our server, and to administer our Web site only.
This site contains links to other sites. Second
Mortgage Quotes is not responsible for the privacy practices or
the content of those Web sites.
Our site uses an order form for customers to request
information, products, and services. We collect visitor's contact
information (like their email address). Contact information from
the order form is never used to send promotional material from
any of our partners or reputable third parties that may be of
interest to our customers. The customer's contact information
is also used to get in touch with the visitor when necessary.
Users may opt-out of receiving future mailings; see the choice/opt-out
By clicking "submit" or "apply now" you are agreeing to have your info shared with one to four lending and other business partners and for them to contact you (including autodialing, text & pre-recorded messaging) via telephone, mobile device (including SMS & MMS) and email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list.
Some of our sites offer security measures in place
to protect the loss, misuse and alteration of the information
under our control. We offer all personal data transmission through
HTTPS, a secure Internet communications protocol. Our security
certificate is issued by Thawte USA. For more information visit
http://thawte.com/corporate/cps/cps.html. If you do not see a
Valid Thawte USA certificate on this site, we cannot be not liable
for any data comprised upon submission.
Our site provides users the opportunity to opt-out
of receiving communications from us and our partners at the point
where we request information about thevisitor. This site gives
users the following options for removing their information from
our database to not receive future communications. visit http://www.second-mortgage-quotes.com/contact_us.html
This site gives users the following options for
changing and modifying information previously provided. visit
Resolution of Disputes
Resolution of Disputes. If any dispute regarding
any matter whatsoever arises between a visitor and the owner/operator
of this site, that dispute must be resolved by arbitration as
herein provided. First, the person making a claim must provide
written notice of that claim to the other party within thirty
(30) days after the claiming party learns that he/she/it may have
a claim. Failure to provide said thirty (30) day notice shall
result in the complete release and extinguishment of the alleged
claim. If said thirty (30) day notice is timely provided then
the claiming party must notify the American Arbitration Association
in San Diego, California and otherwise file the claim with the
American Arbitration Association within thirty (30) days after
the date of the thirty (30) day complaint letter. Said arbitration
must then be resolved formally within thirty (30) days after submittal
of the claim to the American Arbitration Association. Whatever
fees must be paid to the American Arbitration Association shall
be the complete responsibility of the claiming party. By continuing
to use this site, you, as a visitor, agree that the foregoing
dispute resolution process is fair and reasonable in all respects.
Contacting the Web Site
If you have any questions about this legal/privacy
statement, the practices of this site, or your dealings with this
Web site, you can contact Customer Service at email@example.com