Second Mortgage Quotes, Refinancing Second Mortgages with Fixed Loan Rates!

Second Mortgage Quotes at No Cost

We offer second mortgage loans for cash refinancing, debt consolidation or funding home improvements. We are the Second Mortgage Quotes Company that provides residential loan services with fixed rate refinance mortgages and home equity loan refinancing. If you have bad credit home refinancing should be outsourced to a mortgage company you can trust. Second mortgage loans are available for debt consolidation, cash in hand and home renovation. In a recent article, our loan company was named, "Best New Online Mortgage Lenders" by the US Mortgage Banking Group. A few years ago our founding lenders produced several types of second mortgage loans and refinancing products that were available to borrowers in 48 states. After the subprime loan pool collapsed on Wall Street, the secondary market made significant changes so it is important to speak with a loan representative who understands the home financing sector. Our second mortgage lenders offer refinance mortgages for 1st and 2nd programs. Our lenders tender free loan quotes for cash back loans for home refinancing.

Qualify for a Second Mortgage Refinance Today and Enjoy the Low Fixed Rate Payments!

Most of our lending experts are advocating fixed interest rate terms simply because of the inherent risks that come with a volatile real estate market and the uncertainty of the federal reserve’s direction for hiking or reducing interest rates. The Fed continues to project mixed signals for homeowners and mortgage brokers as he cautions about inflation one day and then suggests that home foreclosures may not be as big of a problem as previously believed. Yet, payment defaults continue to explode in all most every state while news of Freddie Mac and Fannie Mae sliding into financial woes certainly is not building any confidence back up either.


Second Mortgage Lenders with
Good Advice

Get great advice about 2nd mortgages, bad credit
refinance, and fixed rate second mortgage loans.

Get a No-Hassle Free Second Mortgages Quote

Four simple steps to locate the Best Second Mortgage Online

  1. Learn more about the loan products and discover which second mortgage options are available to you integrating your credit and income credentials.

  2. Submit a Loan Request Online National Mortgage Lenders.

  3. Review loan offers online and get qualified for the best second mortgage available.

  4. Lock the Rate, sign the loan disclosures and meet with a Notary to sign the final loan documents required to fund your 2nd mortgage.

No Equity is Required for second mortgages! Get Approved for a Mortgage Refinance Today!

Qualify for a Second Mortgage Refinance Today and Enjoy the Low Fixed Rate Payments!

Most of our lending experts are advocating fixed interest rate terms simply because of the inherent risks that come with a volatile real estate market and the uncertainty of the federal reserve’s direction for hiking or reducing interest rates. The Fed continues to project mixed signals for homeowners and mortgage brokers as he cautions about inflation one day and then suggests that home foreclosures may not be as big of a problem as previously believed. Yet, payment defaults continue to explode in all most every state while news of Freddie Mac and Fannie Mae sliding into financial woes certainly is not building any confidence back up either.

Lock into a Great Rate Second Mortgage Loan and Get Cash Back!


At Second Mortgage Quotes.com, we are proud of our mission, and we bring dedication, and experience to every client one loan at a time.
Save Time...Save Money and Go Take on Life!

Second Mortgage Quotes offers a suite of mortgage loan products for homeowners in all 50 states. Whether you are look for a lump sum fixed term loan or a variable second line of credit, we can help you get cash and refinance debts without having to revise your first mortgage.

Our mortgage professionals have financed thousands of happy homeowners with the right loan for each borrower. We want you to realize your personal dreams with home improvements and debt consolidation.

Our network of home equity lenders, mortgage brokers, and banks allows us to offer you the most competitive 2nd mortgage products in the online marketplace. Homeowners enjoy the convenience of our online mortgage applications, and simple quote forms with no application fees or obligations at all. Get a No-Hassle Free Second Mortgages Quote

"With interest rates still at historic lows, you can still get the right loan and a great value." - Consumer Reports
No Equity Refinancing or New Second Mortgages! Get Approved for Fixed Rates Today!

Answers from the Experts at Second Mortgage Quotes.com

Find Out How the Consumer Finance Protection Bureau Defines a Second Mortgage Loan. - The CFPB describes a 2nd mortgage as a junior lien that subordinates to the 1st mortgage.

Talk to a few finance professionals and decide if a home equity mortgage is best for your situation.

Can I get a Second Mortgage without Refinancing my 1st Mortgage?
Yes, homeowners can keep their present loan without being required to refinance. The beauty of a 2nd mortgage is that it subordinates to the existing lien.
Is there Mortgage Insurance Required for Second Mortgages?
No you do not have to pay P.M.I. with a 2nd loan.
What is the Difference between a Second Mortgage and a Home Equity Line?
2nd mortgages are installment loans and home equity lines are like credit cards, in that they are revolving with variable interest rates.
How Long Does The Process Take for a Second Mortgage?
The industry average is 8 weeks, but SMQ closes 2nd loans in 3 weeks on average.
What is the Difference between a New Second Mortgage and my Existing Mortgage?
A 2nd mortgage is a loan in addition to your first home loan.

Choose from the following
Mortgage Refinance Rate types:
Select from the following
Second Mortgage Loan Purpose options:
  • Fixed Rate Mortgage- also known as home equity loans. They have fixed rates & fixed payments with a fixed term. FHA home loan programs are great as this product is insured by the Federal Housing Administration.
  • Adjustable Rate Mortgage- also known as home equity line of credit. They are revolving lines with adjustable rates with a specified draw period.
  • Bill Consolidation for Refinancing Variable Credit
  • Straight Rate and Term 2nd Mortgage Refinancing
  • Home improvement Loans and Credit Lines
  • Home Construction Financing
  • Cash Back Mortgage Refinance
  • Zero Down Home Purchase 80-20 Loans
  • Settle Credit Card Debt
Select from the following mortgage
loan to value options based on equity:
Choose from the following Credit Types
for 2nd mortgages:
  • 2nd Mortgage Loans up to 100%
  • Mortgage Refinancing to 95%
  • No Income Verification Home Mortgages
  • Refinance Mortgages for Low Credit Scores
  • Excellent Credit- "A" paper
  • Good Credit- Almost Perfect
  • Fair Credit- Past Credit issues in the past
  • Poor Credit- Current Late Payments with poor fico scores

Apply Now and Get a Free Second Mortgage Quote with No Obligation

This is not an advertisement for credit. By clicking "submit" or "apply now" you are agreeing to have your info shared with one to four lending and other business partners and for them to contact you (including autodialing, text & pre-recorded messaging) via telephone, mobile device and email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list. We do are unable to promise that all 2nd mortgage applicants will be approved.
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